When Ray Barnett turned 60, he and his wife, Rita, were pleased to discover that, in joining AARP, The Hartford’s exclusive direct provider of automobile and homeowners insurance, Ray could purchase insurance policies on their vehicles and home in Odessa, Fla., at affordable rates. That was more than a decade ago – and the Barnetts have since found yet another way to count on The Hartford. Owners of a home-based recycling service called Energy Systems, Inc., the Barnetts learned through friends that they could rely on The Hartford for small business insurance as well. “It’s worked out so well for us,” Mrs. Barnett says. “We’re very happy with The Hartford.”